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Get ready to be part of history as the Masterminds of HipHop drops this Saturday, August 14. An exclusive NFT featuring One-Of-A-Kind digital collectibles.
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Underserved Communities are the Most Underbanked and Overcharged
More than 25% of U.S. households are unbanked or are underbanked
A staggering 86% of all underbanked U.S. households are people of color. (FDIC )
Many use high-cost services like money orders, check cashing, International remittances and predatory lending (payday, refund anticipation, pawnshop, and auto title loans), costing in excess of $100B.
Why is there a large unbanked community?
According to a recent FDIC survey, the reasons households are unbanked (respondents could select more than one):
53% Do not have enough money to keep in an account